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Is Travel Insurance Important?

Imagine this: you're gearing up for an incredible adventure—be it a thrilling animal safari or a serene beachside yoga retreat. The excitement is palpable, yet there’s a critical component that often gets overlooked amidst the allure of itineraries and accommodations—travel insurance. While it's tempting to view this as an extra expense, the harsh reality is that unexpected events can swiftly turn a dream vacation into a financial nightmare.

Travel insurance is not glamorous, but it is a cornerstone of responsible planning. It cannot and should not be ignored.

An annual travel policy is a wise choice since it comprehensively covers all aspects of your life: business, roadtrips, holidays, conventions, contests, hobbies, sporting events, camping trips and more. Meanwhile, single-trip policies certainly have their place if you are taking a specialized trip (like an African safari for instance) or if you aren’t much of a traveler. Single and annual policies can close the gap on expenditures for covered medical emergencies, baggage delays, trip interruptions, flight cancellations and more.

If you take at least two trips a year, an annual policy working for you 365 days a year is the preferable investment….with some policies often costing less than $200 per year. Need help finding the perfect policy to fit your unique situation? Let me help.

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COVERING THE UNPREDICTABLE:
TOP 14 TIPS TO GET THE BEST TRAVEL INSURANCE POLICY

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COVERING THE UNPREDICTABLE: TOP 14 TIPS TO GET THE BEST TRAVEL INSURANCE POLICY

In this FREE DOWNLOAD, you'll discover:

What is Travel Insurance?

Different Types of Travel Policies

Insurance Pitfalls and How to Avoid Them

Pro Travel Tips

Lessons from standby travel

Insights from Standby Travel: Life's Lessons at 30,000 Feet

September 16, 20245 min read

Everything I need to know about life, I learned from standby travel! 

insights from standby travel

I used to work for a major airline, and that meant (drum roll, please) flying for FREE!! For a travel person, access to standby travel is YUGE!! I mean access to anywhere in the world? Based on availability, of course, but still. It was life changing! 

I remember daytripping to Corpus Christi, Texas once (first flight out and last flight back) to snag fresh oysters and spend the day on the beach. I’ve even heard of team members that fly to New York for an anniversary dinner, then fly home. Pretty cool, huh? Well, easy there tiger. With great power comes great responsibility. So, before you scrap that accounting job, let’s explore how the rest of your life will be impacted. Here are my top takeaways from standby flight life:

  1. Go with the flow - If “Type A” were actually in the dictionary, my smiling picture would surely be attached. I plan. Like a lot. That definitely benefits me sometimes, but I have learned that “planning” also stifles you. For instance, the week of Christmas 2021, I aimed to tour the Biltmore Estates in Asheville NC. Hotel, winery, audio tour, Christmas decor…I had the whole holly jolly weekend figured out! The morning I was set to leave, the standby flight had plenty of seats (YEAH!), but the Biltmore tour was sold out (Debbie Downer noise).

    Instead, I hopped a flight to Tampa, Florida and found a beach-front hotel for an off-season airline employee cut rate (as I was waiting for my suitcase in baggage claim). I celebrated the season solo under palm trees with a dolphin tour, tiki torches and toes in the sand. Yes, please! Do I regret scrapping my Biltmore plans? Absolutely not! When you’re at the mercy of the ebb and flow of air traffic controllers, changing weather patterns, flight schedules and standby seat availability, what do plans really mean, anyway? Besides, the palm trees were wrapped in tinsel and the decorative fish on the walls were wearing Santa Claus hats! My kind of Christmas.

    I used to cringe when friends said they didn't have a cram-packed vacation itinerary of attractions and Food Network-researched restaurants. Now, I dig it. Don’t get me wrong, I’m still a planner at heart, but standby travel insists that you lean into "the moment," and I’m better for this lesson.

  2. Make your own fun - When trying to reach Orlando, Florida once, it took me 8 hours at DFW to catch a flight. That meant 8 hours of gate-swapping in hopes of a seat opening up. 8 hours of watching little kids with Mickey ears boarding flights I would never see. 8 hours of taking the walk of shame to the next gate and hoping for a better outcome. Frustrating? Of course, but at the second gate, I met up with other standby travelers that were in my same situation, and we had a blast entertaining each other at the various gates. You may not choose the hand you're dealt, but you elect your response to it. When you get stuck with some lemons, don’t just make lemonade…add a little vodka. In other words, aim to make every situation enjoyable. 

  3. Don’t be a jerk - Pretty obvious, right? Yet, how many times have you seen someone absolutely brutalize a customer service rep. It’s easy to be empathetic when all the lights are green, but what happens under duress? Do you still have grace for the other humans? One of the BIG rules for standby/employee travel is not being a pain for other employees. Standby travel benefits are just that…a benefit, not an obligation from the airline/employer. You aren’t entitled, and the benefit can be taken away from abusers. That includes making a nuisance of yourself with gate agents, but why would you really? It’s not their fault if a flight is delayed because of a snowstorm. They can’t magically release or land planes faster. You wouldn’t want a stranger in your office yelling insults at you. Sometimes, there is a need to express concern, but check your temper along with your suitcase. Simple advice, but I’ll say it again…don’t be a jerk in life.  

  4. Travel lighter through life - A carry-on suitcase works best for standby travel since you may (or may not) make a particular flight. Gone are the days where I could “George Costanza wallet” my suitcase with an array of fashion options. After a standby flight to South Padre Island, I discovered my giant suitcase was still at DFW. Uh oh. Ultimately, instead of delaying my beach time to await its arrival, I proceeded to my AirB&B and purchased toiletries and clothing from Dollar General. Imagine my surprise when I made it a week with four outfits and a washer & dryer?! Life changing. But isn’t this typical? Our consumerism invites us to live in a way that is bloated, but this was the perfect example of how little we need to be happy. On that trip, a walkable Tex Mex restaurant, a Dollar General, toes in the sand, and sunrise coffee on the patio suited me just fine!

As you can see, standby travel isn’t always glamorous, but I have been to amazing destinations and met interesting people along the way. If you rely on the news for input about the world, I suspect that it feels like a scary place. My greatest gift with exploration is witnessing how small the world is and how well-intentioned global people are.

Add to that airline employee discounts for hotel and attractions, and the deal was even sweeter. Methinks this will always be a favorite employee perk. In fact, on second thought, you should quit that accounting job ;)


Planning a cruise? Don't miss our blog, 'Top 10 Must Haves for Your Dream Cruise' and ensure you’re fully prepared for an unforgettable voyage!

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Lisa Farrimond

Travel Agent

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Hillary Mayrhofer

★★★★★


Lisa is an amazing travel agent! She booked my Cruise and found some amazing deals and excursions for me! She was very knowledgeable and helpful with answering all of my questions, since this was my first time taking a Cruise. I had no idea what to expect. I will definitely be using her services for my next trip!

Jerad Carpenter

★★★★★


I had the pleasure of booking a cruise through Lisa. She has a wealth of knowledge when it comes to the ins-and-outs of a cruise ship. The tips she gave me from arriving to the ship and leaving was spot on. It made my life and planning so much easier. I will definitely be using her services in the future.

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