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Is Travel Insurance Important?

Imagine this: you're gearing up for an incredible adventure—be it a thrilling animal safari or a serene beachside yoga retreat. The excitement is palpable, yet there’s a critical component that often gets overlooked amidst the allure of itineraries and accommodations—travel insurance. While it's tempting to view this as an extra expense, the harsh reality is that unexpected events can swiftly turn a dream vacation into a financial nightmare.

Travel insurance is not glamorous, but it is a cornerstone of responsible planning. It cannot and should not be ignored.

An annual travel policy is a wise choice since it comprehensively covers all aspects of your life: business, roadtrips, holidays, conventions, contests, hobbies, sporting events, camping trips and more. Meanwhile, single-trip policies certainly have their place if you are taking a specialized trip (like an African safari for instance) or if you aren’t much of a traveler. Single and annual policies can close the gap on expenditures for covered medical emergencies, baggage delays, trip interruptions, flight cancellations and more.

If you take at least two trips a year, an annual policy working for you 365 days a year is the preferable investment….with some policies often costing less than $200 per year. Need help finding the perfect policy to fit your unique situation? Let me help.



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In this FREE DOWNLOAD, you'll discover:

What is Travel Insurance?

Different Types of Travel Policies

Insurance Pitfalls and How to Avoid Them

Pro Travel Tips

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June 23, 20242 min read

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Ahoy adventurers! I’m a seasoned traveler and founder of Crossing Point Travels. Over the years, my passion for globetrotting has led me to experience incredible destinations, and I have helped many clients do the same. Although most trips generally go as planned, there have been some challenging moments along the way, and these experiences inspired me to create a FREE resource for all travelers: "Covering the Unpredictable: Top 14 Tips To Get the Best Travel Insurance Policy." But more on that later.

The best trip leaves you daydreaming about the next one, so travel isn't just about stunning destinations; it's about flawless, secure, and memorable experiences that transform, inspire and expand you. For most people, travel insurance feels they don't know what they need. That’s why I decided to channel my first-hand experiences (and those of clients) into the ultimate DIY tool.

Introducing the Ultimate Travel Insurance Guide
I’m thrilled to introduce "Covering the Unpredictable: Top 14 Tips To Get the Best Travel Insurance Policy." This FREE guide is designed to be your roadmap to confidently navigating the complex world of travel insurance. Whether you’re a seasoned explorer or a newbie, these tips will empower you to make informed decisions and travel with peace of mind.

Why This Guide Is a Must-Have

Travel insurance isn’t just about ticking a box and hoping for the best; it’s about consciously electing components that safeguard your adventures and protect your investment. One size doesn't fit all. Here are some highlights of the guide:
Understanding Policy Jargon: Get clear definitions of terms like trip delays, interruptions, and cancellations

·       Pro Tips for Claims to Maximize your Payouts

·       Real-Life Scenarios

·       Avoiding Pitfalls

Like life, insurance is about finding balance. It's about adjusting your sails to what works best for you and your lifestyle. Let’s maximize our travel safety and peace of mind together. Download your FREE guide below and contact me at to start planning your next adventure with confidence.

Ready to travel worry-free? Download our FREE guide

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for essential tips on protecting your investment when you plan your next adventure.

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Lisa Farrimond

Travel Agent

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Hillary Mayrhofer


Lisa is an amazing travel agent! She booked my Cruise and found some amazing deals and excursions for me! She was very knowledgeable and helpful with answering all of my questions, since this was my first time taking a Cruise. I had no idea what to expect. I will definitely be using her services for my next trip!

Jerad Carpenter


I had the pleasure of booking a cruise through Lisa. She has a wealth of knowledge when it comes to the ins-and-outs of a cruise ship. The tips she gave me from arriving to the ship and leaving was spot on. It made my life and planning so much easier. I will definitely be using her services in the future.

What clients are saying

Will working with Crossing Point Travels change your life? We sure think so. But don’t take it from us, take it from our reviews and happy clients!