Imagine this: you're gearing up for an incredible adventure—be it a thrilling animal safari or a serene beachside yoga retreat. The excitement is palpable, yet there’s a critical component that often gets overlooked amidst the allure of itineraries and accommodations—travel insurance. While it's tempting to view this as an extra expense, the harsh reality is that unexpected events can swiftly turn a dream vacation into a financial nightmare.

Travel insurance is not glamorous, but it is a cornerstone of responsible planning. It cannot and should not be ignored.

An annual travel policy is a wise choice since it comprehensively covers all aspects of your life: business, roadtrips, holidays, conventions, contests, hobbies, sporting events, camping trips and more. Meanwhile, single-trip policies certainly have their place if you are taking a specialized trip (like an African safari for instance) or if you aren’t much of a traveler. Single and annual policies can close the gap on expenditures for covered medical emergencies, baggage delays, trip interruptions, flight cancellations and more.

If you take at least two trips a year, an annual policy working for you 365 days a year is the preferable investment….with some policies often costing less than $200 per year. Need help finding the perfect policy to fit your unique situation? Let me help.